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March 2010 :::
FAQ of the Moment
What is the 401(k)/403(b) deferral limit? What is the Social Security Taxable Wage Base?
March 2010 :::
FAQ of the Moment
Do Highly Compensated Employees (HCEs) have to wait for non-discrimination testing to file their individual tax returns?
March 2010 :::
FAQ of the Moment
What is Automatic Enrollment?
March 2010 ::: FAQ of the Moment
Are Roth 401(k) contributions allowed?
March 2010 ::: FAQ of the Moment
How does PPA 2006 affect my 401(k) Plan?
March 2010 ::: FAQ of the Moment
What is a Safe Harbor Plan?
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March 2010 ::: News
The Department of Labor and the Internal Revenue Service mandates that all eligible employees be notified of their right to participate in your company's retirement plan. They must be given written information about the plan and must complete and sign an enrollment form indicating whether or not they will be participating in the plan.
Remember, Employer Contributions must be made by the due date of your corporate
tax returns on extension to be tax deductible.
March 2010 ::: News
The Department of Labor (DOL) is taking a very firm position that employee 401(k)
salary deferrals and employee loan repayments must be transferred from the Employer
to the Plan’s Investment Trust as soon as administratively feasible. The DOL
has said that their definition of "as soon as administratively feasible" is
the same day that the Employer makes payment of an employee’s payroll.
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UBPensions would like to thank all the client advisors who are interested in working with us. Our staff is available to help you find the most appropriate plan design for your clients.
One of the ways we look to help is by offering the following information.
New Business Forms/Investment Company Partners
For your convenience, we are offering new business forms on our website. The
forms may be printed, or completed online and submitted via email.
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Roth Announcement and Example
Starting January 1, 2006, 401(k) plans are allowed to adopt a provision allowing employees to make after-tax Roth 401(k) contributions. While not all of the regulations are finalized, the documents here will help to clear up some of the questions that you may have. Please contact your Account Executive for more details.
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Nationwide
Sample Nationwide Financial Enrollment Meeting
This sample meeting can be used in lieu of, or in addition to, UB Pensions and/or your investment professional holding a meeting at your office. This was put out by the Nationwide Life Insurance Company, and should be used by plans who use Nationwide as their investment custodian.
** After clicking on the download link, choose to 'Run' the file and follow the prompts to install the presentation. The download will take approximately 10 minutes using a high speed connection.
Play the English Meeting
Play the Spanish Meeting
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Hartford
Sample Hartford Life Enrollment Meeting
This sample meeting can be used in lieu of, or in addition to, UB Pensions and/or your investment professional holding a meeting at your office. This was put out by The Hartford, and should be used by plans who use The Hartford as their investment custodian.
Play the Meeting
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